At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.
Position Summary
The Credit Intern will provide assistance to the Credit Department with various recurring tasks as well as special projects.
Primary Accountabilities
Credit System Enhancements: Assist in streamlining loan processes and improving system integration to enhance scalability, accuracy, and reporting capabilities.
Data Management and Analytics: Support initiatives to standardize data collection processes and reduce duplication across credit systems.
Portfolio Management: Participate in portfolio reviews and assist with risk assessments to ensure sound credit practices.
Process Optimization: Collaborate on cross-functional projects to enhance loan cycle times, improve credit memos, and ensure regulatory compliance.
Perform other duties as assigned.
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
Position Qualifications
Education/Experience:
The internship will run for Summer of 2025 beginning mid-May and ending early-August.
Able to work a 40-hour work week, Monday-Friday, between 8 a.m. and 5 p.m.
Must reside local to O’Fallon, MO and report to the O’Fallon, MO office.
Enrolled in a degree program with courses of study including Economics, Finance, or other related field at a college or university with at least 2 years completed.
Strong analytical and problem-solving skills to interpret data and address challenges effectively.
Proficiency in Microsoft Office Suite with familiarity in data analysis tools.
Interest in credit administration and process improvement is preferred.
Works well in team environment.
Excellent written and oral communication skills.
Demonstrates ability to learn and use new software and programs.
Competencies:
Business insight
Cultivates innovation
Drives results
Makes sound decisions
Being a brand champion
Collaborates
Communicates effectively
Customer focus
Being Authentic
Emotional Intelligence
Self-development
Being flexible and adaptable
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
