East Cambridge Savings Bank’s Lending Division is actively recruiting for a Commercial Credit Analyst.
Function:
Under the general direction of the AVP, Team Lead Commercial Credit, perform a variety of administrative tasks in connection with commercial credit analysis for Lending Division.
We are looking for a candidate with:
Solid understanding of financial accounting
Bachelor’s degree with concentration in finance or accounting or related experience
3 years experience in a Banking environment, preferably in roles that required analysis
Demonstrated knowledge of lending products preferred
Proficient in Microsoft Word and Excel
Excellent verbal and written communication skills
Strong attention to detail, interpersonal and organizational skills
Experience with COCC preferred
Essential Job Functions:
Develop and analyze property cash flow information. Spread financial statements using internal financial analysis software.
Prepare documentation and comprehensive credit proposals for Board presentations. Assist Commercial Credit Manager with presentation materials and approval process.
Complete construction requisition request.
Perform annual reviews on existing relationship portfolio.
Responsible for conducting financial, strategic and competitive analysis for both Business and Commercial real estate customers.
Responsible for the tracking, collecting and reporting of loans that are incomplete due to missing documentation.
Maintain a good working knowledge of the Bank’s lending policies and procedures and identify and report deviations from Policy.
Supportive Functions:
Perform related administrative work as required.
Assist the Commercial Credit Manager with special projects as needed.
Contact our Human Resources Division or visit www.ecsb.com/careers for more details and to apply.