Director Credit Administration at Farm Credit Bank of Texas in Austin, Texas

Job Description:

JOB DESCRIPTION



Who we are:


Farm Credit Bank of Texas is a $38.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets.

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive hybrid workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.



Position Description:


We are looking for a Director of Credit Administration. This position identifies and executes strategic initiatives to enhance credit administration practices, including improving existing processes and implementing new, innovative solutions as appropriate. Supervises individual contributors and is responsible for the performance of the credit operations department. Coordinates with other departments to ensure that the credit operations department is providing excellent customer service to internal and external stakeholders. Serves as primary contact for internal and external auditors and reviewers.

Manages a complex workflow of loan transactions and other ongoing duties on behalf of the department. Ensures ongoing compliance with established processes and adjusts them as necessary to align with industry best practices. Responsible for interpreting and understanding details of individual commercial loan transactions related to loan booking and monitoring. Processes complex transactions as needed to support the success of the department.



Day-to Day-Duties and Responsibilities:

• Credit Administration & Process Improvement
  • Develops and implements effective credit administration processes, ensuring alignment with regulatory requirements and business needs.
  • Monitors and enhances existing workflows, identifying opportunities for efficiency and innovation.
  
  
• Team Leadership & Development
  • Supervises and supports a team of individual contributors, ensuring their professional growth and daily success.
  • Provides training, guidance, and performance feedback to maintain high standards across the department.
  
  
• Stakeholder Collaboration & Customer Service
  • Builds strong relationships with key stakeholders to ensure credit operations meet internal and external needs.
  • Serves as the liaison between lending, credit, and operations, facilitating clear communication and issue resolution.
  
  
• Compliance, Audit & Risk Management
  • Oversees compliance with established procedures and regulatory requirements.
  • Leads preparation for internal and external audits, ensuring proper documentation and adherence to best practices.
  
  
• Transaction Oversight & Execution
  • Manages a complex workflow of loan transactions and ensures timely completion.
  • Supports the team in processing high-priority or complex transactions as needed.
  
  
• Operational Leadership
  • Identifies and resolves business challenges in real-time to ensure a smooth operational experience.
  • Leads special projects and strategic initiatives as assigned by senior management.
  
  

What You Bring to the Team:


Our ideal candidate lives within a commutable distance from our office and values an onsite, collaborative workforce.

It's an important role that covers many skills. This position requires:

• Bachelor's degree in business administration, accounting, or a related field (or equivalent experience).
• 10+ years of experience in commercial loan processing or credit administration, including experience designing or operating within a control framework.
• Prior supervisory experience preferred.
• Strong knowledge of credit administration, loan closing processes, and related legal requirements.
• Familiarity with credit delivery, loan accounting systems, and financial controls.
• Excellent written and verbal communication skills, with strong attention to detail and organizational abilities.
• Proficiency in Microsoft Office (intermediate level or higher).
• Ability to work under pressure and maintain productive working relationships.

Why Farm Credit Bank of Texas:


In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:

• Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
• 401(k) plan that includes an employer match and additional employer contribution
• Long-term disability and life insurance
• Vacation leave, sick leave, and paid holidays
• Option to use sick leave to take your pet to the vet for emergency services
• Up to five days per year to volunteer in local community organizations, services, or events
• Ongoing professional-development opportunities
• Generous tuition-reimbursement program
• Physical fitness incentive plan
• Employer matching gifts program

Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.


A/EOE/M/F/D/V

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