Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.
How we support you:
Hybrid model - up to 50% work from home
Flexible schedules including ample flexibility in the summer months
Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
Professional membership/certification reimbursement and more!
To learn more about Compeer Financial visit www.compeer.com/careers . Please note, interns/casual/seasonal team members may not be eligible for the full range of benefits offered.
Where you will work:
This position offers a hybrid work option up to 50% remote and is based out of the Morton, Bloomington, Macomb, or Freeport, IL office location(s).
The contributions you will make:
This position is responsible for the management and servicing of high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for commercial, traditional, investor, and consumer loan requests originated by Compeer team members and determines if the characteristics of the credit package present an acceptable level of credit risk for the organization. Provides relationship based financial solutions for farmers, investors, and rural consumers in area of expertise within delegated authority. May be assigned a specific industry or subject matter on which to focus.
A typical day:
Analyzes financial and supporting information submitted for formal and informal lending and servicing requests.
Identifies, communicates, and assists in the collection of financial information required to process lending and servicing requests.
Approves, declines, or escalates credit decision to higher authority levels as required.
Determines appropriate level of analysis and due diligence required based on credit risk.
Determines appropriate account classification and probability of default rating.
Serves as a resource to credit team members regarding policies, procedures, and credit related matters.
Manages complex more challenging accounts with higher volume.
Partners with team members to provide credit counsel and financial solution options for clients.
Meets with clients to provide quantitative assessments of financial performance in relation to internal lending standards.
Conducts and participates in complex negotiations for collecting or correcting non-performing accounts.
Counsels and convinces clients to agree on a workable solution.
Approves sending account to attorney to file litigation.
Discusses collection strategies with peers, legal counsel, and various research companies to develop the best collection strategy.
Acts as Compeer's representative for activities and business transactions in assigned industry or line of business.
The skills and experience we prefer you have:
Bachelor's degree in business administration, agricultural business, finance, accounting, or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
Expert-level experience in agriculture and business/finance.
Oral and written communication skills sufficient to discuss a variety of job-related topics, and effectively communicate complex topics to a variety of audiences.
Skill in analyzing information to formulate logical and objective conclusions.
Skill in utilizing Word/Excel/PowerPoint/Outlook to increase efficiency and/or effectiveness.
Skill in utilizing a systematic approach to problem solving.
Solid knowledge of loan analysis and sound credit administration principles.
Skill in negotiating acceptable and favorable terms and conditions related to loan collections.
Working knowledge of real estate marketing related to acquired property management.
Extensive Credit Underwriting experience.
How we will take care of you:
Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role may also be eligible for variable compensation and other benefits.
Level 1
$103,105 - $175,605 USD
Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.
