Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.
Analyzes applicant financial status, credit, property to determine feasibility of granting loan, or submits application to credit analyst for verification and recommendation.
Maintains database and monitors performance of loans.
Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.
Works closely with outside counsel for documentation on loan transactions.
Approves credit overrides from financial centers and private client groups for loans.
Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.
Job Requirements:
Required Qualifications
High school diploma or general education degree (GED) and one to two years of related experience.
Minimum 3 years commercial lending- at lending money center bank.
Strong credit exposure; Experience with upper middle market/large corporate ($50 million+ in revenue); Complex loans
Managed large portfolios ($150 million in commitment/$100 million outstanding loans)
Excellent written/spoken communications skills MS Office proficient
Preferred Qualifications
Bachelor's degree in business or related field
Formal credit training
Flagstar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin.
