Job Description:
POSITION TITLE: Commercial Lender
LOCATION: Gwinnett Market
DEPARTMENT: Lending
REPORTS TO: Market President
SUPERVISOR TO: NA
EMPLOYMENT TYPE: Full-Time
STATUS: Exempt
DEPARTMENT | ROLE DESCRIPTION:
The commercial lending team plays a critical role in generating revenue for the bank by providing loans for our business customers. They strive to create remarkable experiences that mark the lives of their customers and their communities.
Commercial lenders identify and assist business customers that need the financial support of a bank. They prospect new customers, engage in the communities they service, prepare and close loans, manage their loan portfolios, and present loan packages to loan committee.
RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):
Manage client relationships with excellence
Engage in business development and community involvement activities
Prepare loan documentation
Manage loan portfolio and ensure credit quality of the portfolio
Prepare presentations for loan committee meetings
Adhere to all compliance standards and regulations
Assist in collections efforts as needed
Set pricing and terms for loan products sold
Evaluate loan requests and customer financial condition
Cross sell products to perspective and existing clients to drive profitability and income growth
Provide operational and managerial support to the lending team
EXPERIENCE | QUALIFICATIONS:
MINIMUM YEARS OF EXPERIENCE
5+ years consumer and commercial lending
MINIMUM QUALIFICATIONS
Excellent verbal and written communication
Ability to build and maintain relationships
Ability to make decisions independently
Ability to analyze and evaluate risk
Ability to source and maintain loan portfolio
COMPUTER / SOFTWARE EXPERIENCE REQUIREMENTS
Experience with Microsoft Suites products
Equal Employment Opportunity/M/F/disability/protected veteran statusNotice to Recruiters: We value our recruiting partnerships, but to protect the interest of all parties, Oconee State Bank (OSB) does not accept unsolicited resumes from recruiters. All recruiting is managed through OSB's Human Resources Department and contacting hiring managers directly is not appropriate. If you would like to develop a recruiting relationship, please work directly with Human Resources. All unsolicited resumes submitted through our website or to OSB email accounts shall be deemed property of Oconee State Bank.
