The Credit Analyst plays a crucial role in assessing creditworthiness by reviewing financial statements, credit reports, economic data, and customer-supplied information. This position involves ongoing analysis of financial statements and providing recommendations to mitigate credit risks. The analyst ensures that credit approval documentation aligns with company policies and regulations. Additionally, they recommend and develop strategies to manage high-risk accounts for internal stakeholders.
Responsibilities
• Evaluate the creditworthiness of domestic and international clients by analyzing financial statements, credit reports, and other relevant data.
Analyze account portfolios regularly to identify and mitigate risks, providing management with pertinent reports.
Use credit reports, references, financial statements, and online data to establish credit limits.
Approve credit lines up to $100,000.
Work closely with Sales to ensure that credit policies are adhered to.
Communicate directly to the Sales team the final credit approval standings and additional credit requirements for new and existing customers.
Compile and present the findings of a credit investigation to the executive management team for approval of extended payment term requests from the Sales team.
Compile and maintain electronic documentation and analyses related to a customer credit file i.e. credit application, credit report and credit references.
Qualifications
• Bachelor's degree in Finance, Accounting or a related field required.
Strong financial analysis skills, including the ability to interpret balance sheets and income statements and provide recommendations based on liquidity and indebtedness.
Minimum of five years of experience in a credit environment.
Ability to identify industry drivers and trends related to evaluating a business's creditworthiness.
Proficient in computer applications, including Oracle ERP, MS Office (Excel), and internet research.
Excellent verbal and written communication skills.
Strong analytical and problem-solving skills
Proven ability to collaborate effectively in a team environment and interact positively with internal and external stakeholders.
About Us
Zeus Industrial Products, headquartered in Orangeburg, South Carolina, is the world's leading polymer extrusion manufacturer and material science innovator. More than 50 years of experience in medical, aerospace, energy, automotive, fiber optics, and more allows us to set the bar high.
Zeus is a great place to work. Expectations are high; our work is meticulous and very precise. Zeus offers an opportunity to join a very successful, family-oriented team. Our products are cutting-edge, our process is unique, and our quality and customer focus are second-to-none. We are a leader in our field and have great relationships with our customers and team members. Many of our team members are the best at what they do in the world. Our customers are leaders in their fields. Our products help save lives.
Continuous Improvement is a way of life at Zeus. Successful candidates will have a desire and ability to take our manufacturing process to the next level. Expectations are high; our work is meticulous and very precise. You must possess the ability to work independently; and the desire to learn a variety of skills. The ability to communicate clearly is imperative, as is the ability to manipulate data using various software packages.
At Zeus, what we do matters, and we pride ourselves in "Turning polymers into possibilities." Expectations are high; our products are cutting-edge, our process is unique, and our quality and customer focus are second-to-none.
Our employees and our customers are at the center of everything we do. Those relationships have been built on a foundation that is supported by our Mission and Vision:
Our Mission: Provide Solutions - Enable Innovation - Enhance Lives
Our Vision: Working Together - Doing It Better
Zeus is an exciting, innovative company that offers competitive pay and a great benefits package. As we continue to push the boundaries of polymer science, we're constantly in need of new ideas, new expertise, and new team members. Are you ready to join us? Content
