High school diploma or equivalent and two (2) or more years of experience in loan support operations, title company, general accounting or banking.
Job Purpose and Scope:
Performs intermediate-level loan administration work, such as loan closings that is varied and somewhat complex in nature. Works under moderate supervision.
Essential Functions:
Develops and organizes loan applicant information for review and analysis by loan officers and inputs pertinent loan data into credit delivery system.
Assists with the closing of loans by preparing loan closing documents and related materials as directed.
Records new loans, establishes relevant files, processes loan payments, maintains a variety of loan records and obtains credit information. Assists in maintaining and monitoring borrowers' required insurance, UCC financing statement and deed of trust expiration dates, payment of property taxes and other loan requirements and reporting.
Collects loan payments and performs related tasks required to service loans.
Answers customer inquiries and resolves routine issues. Fosters good member/public relations.
Prepares documents and correspondence for association reports as required following approved association and Farm Credit Bank policies and procedures.
Operates a variety of standard office equipment according to detailed instructions, which may include computers, paper shredders, telephones, photocopiers, fax machines and scanners.
Other Duties:
May greet customers, answer phones, arrange appointments and handle travel arrangements as required.
May assist loan officers / appraisers in gathering and maintaining collateral information for input into credit delivery system and appraisal / comparable sales system.
Skill Requirements:
General knowledge of accounting/financial systems. General knowledge of office equipment and systems used for the storage and retrieval of business information. General knowledge of standard records management and file classification practices. General knowledge of title insurance, crop insurance and credit life insurance documentation. General knowledge of documentation requirements for title policies, deeds of trust, and collateral. Specialized knowledge of written correspondence principles. Skill in oral and written communication. Basic skill level in Microsoft Office applications.
Physical Activities:
Ability to sit for long periods of time. Ability to stand for limited periods of time. Ability to walk for moderate distances. Frequent finger/hand manipulation (e.g., keyboard, office equipment, small hand tools, etc.). Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force.
Southern AgCredit, ACA is an EOE/AA/M/F/D/V Employer
ABOUT US
If you're looking for an exciting and dynamic career in the agriculture and finance industry, Southern AgCredit is the place for you. When you work here, you have an opportunity to make a difference for agriculture and rural communities while elevating your career.
Southern AgCredit is a full-service, locally owned cooperative lender specializing in financing rural land and agricultural operations in Mississippi and Louisiana. We serve the fifty most southern counties in Mississippi and eleven parishes in Northwest Louisiana. From the Gulf Coast to the Ark-La-Tex, we provide financing solutions for a wide array of operations, including loans for land, improvements, agribusinesses, country homes, operating capital, livestock and equipment. Southern AgCredit is home to the largest portfolio of Mississippi rural real estate loans with over $1 billion in total assets.
Southern AgCredit understands our employees are our greatest assets. We are dedicated to fostering an engaged workplace that makes every employee feel valued, appreciated and heard. We offer competitive compensation and benefit packages for full time employees including:
Performance sharing plan
Vacation leave, sick leave and paid holidays
Comprehensive benefits package including medical, dental, vision, and life insurance
Flexible spending and health savings accounts
Generous 401(k) matching contributions, as well as additional employer contributions
Reimbursement for approved higher education pursuits
Advancement opportunity
Training and leadership development
We appreciate your interest in employment opportunities with Southern AgCredit and wish you success in your career.