Position Summary:

The Chief Financial Officer is primarily responsible for managing all the financial affairs of the Holding Company and subsidiaries along with driving change and innovation throughout a fast growing and recapitalized organization. This position is also responsible for advising the Board of Directors and bank management regarding long-range financial planning, capital requirements, financial controls, profitability and accounting systems. This position assumes the role of Chief Risk Officer working directly with all levels of the organization.
Essential Functions and Job Requirements:
Provide ongoing insight and guidance for all ongoing and upcoming projects to include service company creation and funding, USDA originator acquisition, fintech sponsor bank program, capital raising and capital restructuring. Lead efforts to modernize accounting systems and processes through implementation of Sage Intacct to include integration to all core systems and existing AvidXchange solution. Work with respective executive management and Chairman to keep organization within proper regulatory and accounting guidelines while providing options and opportunities. Start initiative to implement comprehensive KRI and KPI dashboards Risk Management Program to include Risk Appetite Statement. Spearhead initiative to maintain and modernize the CECL and Stress Test modeling methodologies that are adaptable to the dynamic nature of the organizations portfolios. Manage ongoing forecast process to help Board of Directors and executive management understand capital and funding needs of the organization. Provide ongoing guidance to subsidiary accounting groups on liquidity, accounting, audit, regulatory, compliance, process, systems, and other areas as needed. Manage process, based on operating requirements, to acquire lines of credit at the holding company and subsidiaries. Management of annual budget and forecast processes. Perform all other duties as assigned.
Minimum Qualifications (Knowledge, Skills and Abilities):
College degree in finance, accounting, business administration, or equivalent preferred. Minimum of 10 years previous broad banking experience relating to bank operations and branch administration. High degree of ability to analyze and communicate complicated accounting and finance concepts. Ability to communicate effectively in writing and verbally. Proficiency in using Microsoft Office Suite and banking software programs and platforms.
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects.
Specific vision abilities required by this position include close vision, distance vision,
The noise level in the work environment is usually moderate. Work environments are climate controlled, dressing in layers is recommended.
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Note:
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an at-will relationship.