United Bank is an Equal Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status, gender identity, or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.
Loan Specialist
Date: Oct 23, 2024
Location: Dunbar, WV, US, 25064 +1 more…
Company: United Bank
Job Description
RESPONSIBILITIES: Uses general and/or operational knowledge in support of business processes and services, including the review of loan documents, administration of system maintenance, problem research, investigations, Audit and Compliance support, and general data analysis. Assists Commercial Lending Staff with the assessment of internally prepared and attorney-prepared documents to ensure adherence with basic documentation requirements, proper loan approval, and the Bank's Loan Policy and Procedures. After satisfactory review, communicates to Commercial Lending Staff, that loan documents are ready for closing and in compliance. After the loan is complete, S/He completes the commercial loan process by archiving all commercial loan documents into United's Integrated Banking System. Knowledgeable about software products and services used in the department; capable of assisting users, performing maintenance functions, and trouble-shooting problems.
Qualifications
High School diploma required.
Minimum of two years of work experience in a banking or other professional related office environment required.
Proficiency in Microsoft Office products required.
Ability to learn and operate a complex document creation system with multiple variables needed for both input and output.
Organizational skills sufficient for the timely and accurate handling of large dollar loan requests in a fast-moving, deadline driven environment.
Attention to detail appropriate for complex, large dollar transactions with multiple variables that can change from deal to deal.
Ability to effectively interact with Lending staff and Operations management using both written and verbal communication.
Familiarity with lending, credit policy, loan documentation, banking systems, contracts, and/or legal procedures is highly desirable.
KEY COMPETENCIES:
Communication – expressing ideas effectively in individual and group situations; adjusting language or terminology to the characteristics and needs of the audience.
Compliance – the ability to understand and adhere to policies and procedures.
Self-Management – the ability to prioritize and complete tasks to deliver desired outcomes within allotted time frames.
Technical/Professional Knowledge – achieving a satisfactory level of technical and professional skills/knowledge in job-related areas; keeping abreast of current developments and trends in area of expertise.
ESSENTIAL FUNCTIONS:
Sitting for extended periods of time.
Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
Ability to converse and exchange information with all levels of staff within organization.
Ability to observe, perceive, identify, and translate data
