The Senior Attorney works on legal and policy issues and projects related to consumer protection and community reinvestment laws, regulations, and supervisory matters with some supervision. The Senior Attorney prepares legal and policy analyses, recommendations, and other work products and assists in policy formulation.
Duties and Responsibilities
Performs extensive legal and policy research and writing on issues related to consumer protection and community reinvestment laws, regulations, and supervisory matters, including identifying legal and policy issues, formulating alternate arguments and solutions, and recommending primary and alternate courses of action.
Drafts legal analyses, recommendations, and other work products on issues related to consumer protection and community reinvestment laws, regulations, and supervisory matters, such as memoranda to Division leadership and the Board, proposed and final supervisory findings, Federal Register notices, amendments to regulations, official staff interpretations, guidance to supervised institutions and Reserve Banks, Congressional testimony, and analyses of proposed and final legislation and regulatory materials issued by other agencies.
Engages with internal and external stakeholders and analyzes comments and other feedback from the public and other regulators on proposed regulations and guidance.
Assists management and other senior staff in developing policy and resolving issues.
Presents to Division leadership and the Board on proposed and final regulations, supervisory policy initiatives, enforcement actions, and other regulatory and/or supervisory matters.
Responds to inquiries from Board members, Division leadership, Reserve Banks, other federal and state agencies, Congressional staff, private counsel, and the public.
Represents the Board at various agency and other meetings and conferences.
The Counsel manages complex legal and policy issues and projects related to consumer protection and community reinvestment laws, regulations, and supervisory matters with minimal supervision. The Counsel provides leadership for complex projects; reviews the work of junior staff members; prepares legal and policy analyses, recommendations, and other work products; and contributes significantly to policy formulation.
In the either the Senior Attorney or Counsel role, the selected candidate will work in the Fair Lending Enforcement Section, which is comprised of attorneys, economists, and analysts.
The key responsibilities of the Senior Attorney are:
Provides legal and subject matter expertise for the Equal Credit Opportunity Act and Fair Housing Act regarding supervisory matters and policy issues.
Makes well-reasoned supervision, enforcement, referral, and policy recommendations to the Section's Managing Counsel.
Provides leadership within the System and among federal agencies with responsibility for fair lending.
Participates in developing and conducting fair lending training programs for Division staff, the System's examiners, and other relevant staff.
Analyzes and develops solutions to policy issues relating to fair lending and other consumer protection laws and regulations.
Researches and analyzes existing and proposed legislation, statutes, regulations, case law, guidance, studies, reports and industry developments relevant to fair lending and other consumer protection laws and regulations.
Prepares written work products related to fair lending and other consumer protection laws and regulations, including legal analyses, guidance, and speeches.
The key responsibilities of the Counsel are:
Provides legal and subject matter expertise for the Equal Credit Opportunity Act and Fair Housing Act regarding complex supervisory matters and policy issues, including matters where there is no clear-cut precedent.
Makes well-reasoned supervision, enforcement, referral, and policy recommendations to the Section's Managing Counsel.
Provides leadership and subject matter expertise on matters of fair lending within the System and among federal agencies with responsibility for fair lending.
Develops and conducts fair lending training programs for Division staff, the System's examiners, and other relevant staff. Assists in training more junior staff.
Analyzes, develops, and may lead solutions to policy issues relating to fair lending and other consumer protection laws and regulations, including coordinating the work of other staff, establishing priorities and due dates, monitoring progress and results, and evaluating performance.
Researches and analyzes existing and proposed legislation, statutes, regulations, case law, guidance, studies, reports and industry developments relevant to fair lending and other consumer protection laws and regulations.
Presents to Division leadership, Reserve Banks, and the Board on topics related to fair lending.
Prepares written work products related to fair lending and other consumer protection laws and regulations, including legal analyses, guidance, and speeches.
Knowledge/Skill Requirements:
FR-27 Sr Attorney
Requires a law degree and bar membership, as well as demonstrated analytical ability and strong oral and written communications skills. Requires at least two years specific work experience in civil rights and fair lending law. Ability to develop and apply quantitative techniques to research and enforcement.
FR-28 Counsel
Requires completion of a JD degree and admission to the Bar. 6 years of specific experience with expertise in civil rights and fair lending law and enforcement. Ability to develop and apply quantitative techniques to research and enforcement. Thorough understanding of compliance examinations or banking supervision. Strongly developed communication and analytical skills. Ability to interpret complex existing and proposed civil rights and fair lending laws and regulations; ability to communicate legal positions regarding new legislation.
Please include a resume, cover letter, and brief writing sample (less than 10pp.) in your profile prior to submitting your application.
The Division of Consumer and Community Affairs (DCCA) has resumed an in-office presence. Our flexible hybrid work environment requires employees to be physically present in the office a minimum of 4 days per month. This includes a monthly connection day (on a Wednesday). On occasion, DCCA employees may be expected to be physically present in the office more than 4 days per month, as required by business needs, but can work remotely the remaining days.
