Responsibilities
Reviews the residential loan application, obtains the necessary income and asset documentation, and issues the initial disclosure package. Interacts with both internal and external parties to ensure timely process flow.

Essential Functions
1. Process residential loans under various programs and adhering to regulatory requirements
2. Manage pipeline while meeting necessary deadlines
3. Review and analyze all necessary documentation including income documents, assets statements, contract of sale.
4. Prepare TRID Compliant Loan Estimate and Change of Circumstance
5. Request and follow up on required documentation
6. Ensure documentation collected meets the underwriters condition.
7. Communicate with all parties involved in the transaction to provide necessary updates.
8. Responsible for ensuring that all loan documentation is complete, accurate, and complies with investor guidelines
9. Other duties may be assigned.

Ancillary Duties
1. Assures adherence to company policies and procedures and federal and state regulatory requirements.
2. Provides cross-functional support to other areas of the department and the rest of the company where needed.
3. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Mandatory Training Curricula
Training is required of all Bank staff as related to regulatory mandated compliance topics and courses required for specific job functions. Career enhancement training courses are also available. Please refer to course catalog and management for details.

Competencies (refer to Competencies Library)

Skills
1. Clearly communicates in English
2. Effective reading, writing, grammar, and mathematics skills
3. Detail oriented and well organized
4. Excellent follow-up, planning, and time management skills
5. Able to work independently and proactively
6. Prioritizes workload as efficiently as possible