Lending Compliance Analyst at River City Bank

Posted in Other about 2 hours ago.

Location: Sacramento, California





Job Description:

We are seeking a highly motivated and detail-oriented Lending Compliance Analyst to join our team. The successful candidate will be responsible for ensuring the Bank's policies, procedures, and practices comply with appropriate laws and regulations. The Lending Compliance Analyst will promote regulatory compliance by reviewing, evaluating, and measuring regulatory requirements against lending operations and operational changes. Develops, implements, and monitors policies, procedures, and practices to ensure compliance with designated laws and regulations. Responsible for HMDA and CRA testing, analyzing, and reporting, as needed.

  1. Analyze new and pending laws and regulations which directly affect the Bank's lending practices and operations and assist in the development and implementation of appropriate policies and procedures to ensure regulatory compliance.
  2. Assists with the identification of high-risk areas and monitor the execution of regulatory requirements on a periodic basis according to the compliance review calendar. Includes collaboration with the various departments across the organization to develop solutions to lower risk and provide corrective action support.
  3. Provide assistance with risk related to the Bank's Compliance Management Program, audit findings, compliance calendar, or other emerging risk factors.
  4. Assist with the management of the compliance training program by assigning courses and evaluating course assignments based on risk and job role.
  5. Act as the primary administrator of the Bank's inventory of Charters, Policies, Risk Assessments, and Models. Duties primarily include ensuring the development of an annual review plan, ensuring all documents meet the Bank's standards, and reporting on the progress.
  6. Review Bank advertising and marketing materials prior to publication to ensure compliance with appropriate regulatory requirements. Make recommendations as required.
  7. Act as a liaison with examiners, regulators, internal/external auditors as it relates to compliance examinations, process, or procedures.
  8. Prepare reports for senior management that summarize new and revised interpretations of regulations and report actions required and the communication/implementation plan of regulatory changes.
  9. Assist in maintaining and improving the management of the Bank's CRA Program.
  10. Perform other duties as assigned.


  • Bachelor's degree from an accredited College or training equivalent, or the equivalent in related experience.
  • Minimum 3-5 years of banking experience with specific involvement in compliance assessments and monitoring, regulatory examinations, and/or other audit-related activities.
  • CRCM designation, prior bank regulator work experience, and/or completion of American Bankers' Association Compliance School(s) preferred

Additional Comments:

River City Bank is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. Individuals seeking employment at River City Bank are considered without regards to ancestry, age, color, physical or mental disability, genetic information, gender, gender identity, gender expression, marital status, medical condition, national origin, race, religion, sex, sexual orientation, protected veteran/military status or any other consideration made unlawful by federal, state or local laws. Note: River City Bank does not sponsor applicants for work visas.


For CA residents please read the Notice at Collection - California before applying.





PI251379368

Salary: $80,000.00


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