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Job Summary

The Accounting department's role is to have accurate, timely and informative results with a service minded approach. As a department, our role is to assist others and to support our CFO with Bread Financial initiatives. Our financial systems are robust and integrated to have best of breed. As a team, we work hard and value working together towards a common goal. The Analyst, Controllership prepares timely and accurate Balance Sheet reconciliations and journal entries, completing expense and Balance Sheet analysis associated with the month-end close process as well as various daily tasks to ensure accuracy of general ledger accounts, management reporting and ad hoc analysis. Position will also be responsible for all assigned month-end processes including journal entries and balance sheet reconciliations. Summary financial reports and ad hoc financial analysis is performed under general supervision from the manager. The Analyst, Controllership is responsible for the planning, executing and reporting as the lead resource for niche accounting subject areas and confers with manager on unusual matters and suggests improvement opportunities. Assignments are broad in nature, usually requiring originality or ingenuity and the Analyst has latitude for reviewed actions or decisions.

Essential Job Functions

• 
  Accounting: Prepares monthly account reconciliations for various Balance Sheet accounts. Preparation includes detailed reconciliation with appropriate supporting documentation, knowledge of how the respective account is impacted to track down reconciling items, the ability to explain fluctuations and working cross-functionally to ensure reconciling items are resolved in a timely and accurate manner. Prepares recurring and ad hoc journal entries for various General Ledger accounts, which includes thoughtful understanding as to why each entry is required and attaching appropriate supporting documentation with proper footing. Apply knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work.

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  Reporting : Collect and compile simple financial information and assist accounting leaders to prepare accurate and timely financial reports , ad hoc reporting, and accounting statements for senior management. Reporting includes various metrics to upper management and meaningful analytics to assist management in driving the business forward and partner accordingly with clients.

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  Financial Analysis: Completes monthly analysis surrounding Income Statement and Balance Sheet accounts along with explaining variance fluctuations. Assists in provid ing the appropriate supporting documentation to internal/external auditors for various audits throughout the year. Analyzes complex reconciliations and create detailed financial models based on ad hoc initiatives. Provides detailed financial analysis around challenges, cause/effect and final resolution. Works cross-functionally with other departments, clients or vendors to ensure the accuracy of account activity along wi th timely written and verbal communications to management and internal customers with the potential to include detailed account investigation, issue resolution with vendor, clients and cardholders, executing accurate vendor/client adjustments and understanding the financial implications. Utilizes strong written and verbal communication. Apply b asic knowledge on project managing a n initiative from gathering requirements, following up with key res ources, documenting project decisions and implementing the initiative.

Reports to : Manager, Accounting , Sr Manager, Accounting or Director, Accounting

Working Conditions/ Physical Requirements :

• Normal office environment.


• This position is hybrid with an onsite schedule of 3 - 4 days per month.


• In-office requirements are subject to change based on business need.


• This position is currently available to candidates that reside within 60 miles of a Bread Financial location

Direct Reports : None

Minimum Qualifications :

• Degree Required: High School Diploma


• Two or more years experience in Accounting, journal entries, and account reconciliations

Preferred Experience:

• Bachelor's degree or equivalent experience in Accounting, Finance, or Business related

• T hree or more years in Accounting, journal entries, account reconciliations, analysis and reporting.

• Systems experience: Microsoft Office tools such as Word, Excel, PowerPoint, and Teams, PeopleSoft, Blackline

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Typical Starting Range:
$55,200.00 - $100,000.00

Full Salary Range for position:
California: $63,500.00 - $125,000.00

Colorado: $55,200.00 - $105,000.00

New York: $60,700.00 - $125,000.00

Washington: $58,000.00 - $115,000.00

Maryland: $58,000.00 - $105,000.00

Washington DC: $63,500.00 - $115,000.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay® buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback® American Express® Credit Card , Bread Rewards™ American Express® Credit Card and Bread Savings® products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook , LinkedIn , X and Instagram .

• Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).


• The Company is an Equal Opportunity Employer.


• Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.


• The Company participates in E-Verify.


• The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.


• The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com .

Job Family:
Finance,Accounting and Banking

Job Type:
Regular