Agricultural Lending Relationship Manager at Univest Financial Corp

Posted in Other about 4 hours ago.

Location: Lancaster, Pennsylvania





Job Description:

·All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status.


Univest Financial Corp


Agricultural Lending Relationship Manager

US-PA-Lancaster

Job ID: 6351
Type: Full Time
# of Openings: 1
Category: Commercial Banking
Univest Financial Corporation

Overview

Univest Financial Corporation (UVSP), has approximately $7.9 billion in assets and $5.0 billion in assets under management and supervision (as of June 30, 2024). Headquartered in Souderton, Pa. and founded in 1876, the Corporation and its subsidiaries provide a full-range of financial solutions for individuals, businesses, municipalities and nonprofit organizations in the Mid-Atlantic Region. For nearly 150 years, Univest has stayed true to our philanthropic spirit and the strength of our Committed To Local giving program is one of the things that differentiates us. In 2023, Univest donated $2.4 million to our local nonprofits and our employees volunteered more than 13,100 hours.

At Univest we invest in the success of our employees and customers. We offer our employees the ability to be their authentic selves, while fostering a culture and an environment that inspires change and inclusivity. Seeking career-focused individuals, looking to bring passion and creativity to drive change. Our employees are encouraged to work collaboratively and embrace innovation to deploy needs based financial solutions in the communities we serve.

Our Agricultural Banking Team in Central PA is expanding; we are currently seeking an Agricultural Lender.



Responsibilities

Relationship management of a moderately complex commercial portfolio, including the formulation and implementation of a plan for portfolio growth. This portfolio is very specialized toward farming, agri-business. Specially, dairy, poultry, swine and cash cropping.

Ultimately, the relationship manager will be expected to build a trusted, competent, and confident relationship with clients by having the capability and authority to provide financial solutions for life.

Cross-sell other bank services by cooperating with other areas of the bank to enhance the overall marketing effort of the corporation.

Manage relationships and submit loan requests for underwriting and approval.

Responsible for developing new prospects and obtaining new clients for Univest.

Be knowledgeable about a customer’s business and plans for the future, as well as the customer’s borrowing needs and ability to repay debt.

Establish and negotiate within loan policy and procedure the terms under which credit will be extended to qualified customers including interest rate, repayment method, and collateral requirements.

Increase visibility in the bank’s sales and marketing area by participating in agricultural business, service and other non-profit community organizations. Some of this will include being part of trade shows, etc.

Responsible for compliance with laws and regulations that apply to the position, including the Univest Code of Conduct

Perform additional duties as required



Qualifications

Customer-focused individual with strong knowledge of Agricultural credit, banking, and investment products and processes.

A deep knowledge of the agricultural industry with the ability to understand the nuances of the farming community.

Experience with the Plain Community and the different practices involved in serving their needs.

Ability to cross-sell products, along with proven sales and product expertise with business clients.

Ability to manage risk within Portfolio, including loan grading, loan pricing.

Strong community involvement in geographic area.

Bachelor’s degree in Finance or equivalent experience in related area desired. Trained in financial analysis preferred.

Ability to handle most problems/exceptions in an independent manner.

Goal-oriented individual with strong leadership and interpersonal and communications skills

PC experience, specifically in Excel, Word, and Outlook desired.

Click here for Benefit Information

#Univest

#LI-Onsite

An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.





PI250116523


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