Birmingham, AL, USA Full time 2024-09-17 R24_0000027876
Credit Analyst
SUMMARY:
Under general supervision, the Credit Analyst is responsible for managing day-to-day execution of the company's global credit processes including researching credit history, recommending acceptable credit lines, and analyzing credit risk for new and existing customers. The Credit Analyst will work to execute the company strategy utilizing world class credit management techniques to manage and control the company's credit risk.
JOB DUTIES
• Responsible for the implementation, and delivery of strategies for the organization as it relates to customer credit management.
• Responsible for overseeing systems for the credit management function, including such activities as the collection of personal/business data for customer analysis.
• Oversees a high volume of work and reports on outstanding balances, makes timely credit decisions and evaluates customer credit limits based on risk.
• Maintains financial information, files, and records for the purpose of ensuring the availability of documentation and compliance with policies.
• Manages and monitors bankruptcy proceedings.
• Responsible for evaluating credit situations of varying complexity requiring basic or non-standard evaluation.
• Complies with all applicable laws and regulations in the credit approval process.
• Applies financial and credit risk analysis techniques and methodologies to evaluate the particular circumstances involved.
• Performs other duties as assigned.
EDUCATION & EXPERIENCE
Typically requires a bachelor's degree and two (2) years of related experience or an equivalent combination.
KNOWLEDGE, SKILLS, ABILITIES
• Excellent proficiency in Microsoft Excel including, but not limited to V look up, pivot tables, charts, graphs and tables
• Excellent proficiency in databases and Microsoft Word
• Excellent communication skills
• Ability to manage multiple responsibilities and projects
• Professional and self-motivated with excellent interpersonal skills
PHYSICAL DEMANDS:
LICENSES & CERTIFICATIONS: None required.
SUPERVISORY RESPONSIBILITY: No Supervisory
Responsibility DISCLAIMER: This job description illustrates the general nature and level of work performed by employees within this job classification. It is not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and skills required. Management retains the right to add or modify duties at any time.
BUDGET RESPONSIBILITY: No
COMPANY INFORMATION: Motion offers an excellent benefits package which includes options for healthcare coverage, 401(k), tuition reimbursement, vacation, sick, and holiday pay.
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GPC conducts its business without regard to sex, race, creed, color, religion, marital status, national origin, citizenship status, age, pregnancy, sexual orientation, gender identity or expression, genetic information, disability, military status, status as a veteran, or any other protected characteristic. GPC's policy is to recruit, hire, train, promote, assign, transfer and terminate employees based on their own ability, achievement, experience and conduct and other legitimate business reasons.
Where permitted by applicable law, successful applicants must be fully vaccinated against COVID-19 prior to start date. COVID-19 vaccination is a condition of employment, subject to an approved accommodation, and proof of vaccination will be required on or prior to start date.
GPC conducts its business without regard to sex, race, creed, color, religion, marital status, national origin, citizenship status, age, pregnancy, sexual orientation, gender identity or expression, genetic information, disability, military status, status as a veteran, or any other protected characteristic. GPC's policy is to recruit, hire, train, promote, assign, transfer and terminate employees based on their own ability, achievement, experience and conduct and other legitimate business reasons.
