Credit Administrator - office choice of Fayetteville, Greenville, Raleigh, or Elizabeth City -(with eligibility after 1 year to work remotely)
The right person for the job will be able to provide leadership and guidance to assist the Association with administrating the loan portfolio objectives, loan policies and procedures, and business plans as it relates to credit administration. As an active member of Loan Committee, you will participate in the approval process and provide guidance on large (usually $3.5M or greater) and/or complex credit packages to both the credit analyst team and lending staff. You will analyze data extracted from information systems to assist the Senior Leadership Team with the organization, development, and direction of various credit management functions. You will administer sound credit decisions based on policy and procedure while also coaching lending staff on risk management and developing credit skills. You should enjoy the challenge of collaborating with senior staff members in a work culture that welcomes and respects strong analytical skills, attention to detail, timely decision making, and candid conversations.
If you:
are a leader in credit administration that enjoys sharing your knowledge to further develop team members and manage credit risk
have an entrepreneurial spirit that involves innovation, creativity, vision, and productivity as it relates to credit administration
understand agriculture and rural communities
are looking for the excitement of being part of the solution to agricultural financing, which benefits both our state and our nation
want more excitement, challenges, and rewards for your efforts
want to be part of a dynamic team and company, with a great work culture
then you might be the person we are looking for!
The Credit Administrator will contribute to all business objectives including "Serving Our Members & Rural Communities." This position would report to the Senior Credit Administrator.
How you will impact AgCarolina Farm Credit:
Administer sound credit decisions based on policy and procedures
Coach lending staff on risk management and developing credit skills
Assist in the administration of loan portfolio objectives, loan policies and procedures, and business plans related to credit administration operations
Develop credit policies and effectively administer credit risk functions
Assist Senior Credit Administrator and Chief Credit Officer with managing organization, development, and direction for various credit management functions
Assist with developing and compiling portfolio statistical reports for use in planning and management of Association credit risk
Ensure all files are maintained in a secure environment to protect borrowers' data
Participate in training as scheduled by the supervisor
What you need to succeed:
Bachelor's degree in business, finance, accounting or agricultural economics or related fields, with at least 10 years of credit analysis work experience, or an equivalent combination of education and experience
Self-starter with strong analytical, judgement, and communication (oral and written) skills
Ability to be assertive and decisive in arriving at sound business decisions that serve the best interest of the Association and the borrower
Capability to handle high stress situations in both a business and professional manner
Full understanding of 5 C's of credit: capacity, capital, conditions, character, and collateral
Computer experience with intermediate skills in Windows, Microsoft Word, Microsoft Excel, and PowerPoint
Quick learner, strong problem solver, and adaptable
Work independently under general supervision
Foster and promote a team atmosphere
General knowledge of computers and Microsoft Office
What we offer:
Competitive pay, including eligibility for incentive pay
Comprehensive benefits (medical, dental, life, LTD, and others)
Company-matched 401(k) (100% match of the first 6% you defer)
Commitment to training and professional development
Meaningful work that allows one to make a difference in agricultural and rural communities.
Opportunities for work-life balance
A great work environment with colleagues who have a shared commitment to our core values
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
Phone Screen with AgCarolina HR Representative
In-person interview
It is the policy of AgCarolina to provide equal employment opportunities without regard to race, color, religion, sex, pregnancy, childbirth or related conditions, national origin, age, disability, marital status, veteran status, sexual orientation, genetic information, or any other protected characteristic under applicable law.
ABOUT US
Headquartered in Greenville, North Carolina, AgCarolina Farm Credit offers career opportunities throughout Eastern North Carolina. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our members. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.
AgCarolina Farm Credit is the largest ag lending cooperative operating in North Carolina with a local presence throughout the territory. The Association has approximately $3.1 billion in gross loan volume, serving more than 6,000 members.
Our purpose at AgCarolina Farm Credit (ACA) is to serve the agricultural industry and our rural communities, yielding a more prosperous future for all. We are committed to providing constructive credit and financial services to grow the success of our members, one local relationship at a time.
We believe that an inclusive team of employees is the best way to serve our agricultural and agribusiness customers. Consistent with our core value of welcoming diversity, equity, and inclusion, we seek to involve all employees, our management team, and our board in fostering an environment that encourages and acknowledges the positive contributions individuals from all backgrounds can make in the success of our organization. By embracing and leveraging our unique strengths we establish ourselves as a positive corporate citizen and an employer of choice.
We are committed to attracting and developing an outstanding team of employees and supporting each one to achieve his or her full potential. Our success at AgCarolina GROWS by:
Growing our people and association
Relationships built on respect, trust, and integrity
Owning responsibility for our attitudes, actions, and job performance
Welcoming diversity, equity, and inclusion
Serving one another, members, and local communities
