Blue Cross of Idaho is looking for an Underwriting Analyst who will evaluate risk to determine acceptability of business. This role determine premiums, terms, and conditions based on established rules, rates, and guidelines. In this role, Analysts will classify, rate, and approve applicants in order to protect the organization from excessive risk and ensure the organization's profitability and membership.
To be considered for this opportunity, you have the following:
Experience:
Underwriting Analyst Level II:
3 years medical underwriting & insurance industry experience
Underwriting Analyst Level III:
5 years medical underwriting & insurance industry experience
Education: Bachelor's Degree, or equivalent work experience (Two years' relevant work experience is equivalent to one-year college)
Here's what your day may look like:
Monitors guidelines for determining acceptance or denial of an applicant.
Performs rate calculations and determine an applicant's premium rate based on projected risk-level using actuarial models.
Supports the Underwriting and Sales teams by processing new and renewing business.
Performs risk evaluations and rating activities for commercial accounts.
Evaluates and review financial solvency of commercial accounts and recommends a mitigation strategy.
Performs duties in compliance with applicable state and federal regulations.
Perform other duties and responsibilities as assigned.
Reasonable accommodations
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.