About Everest: Everest Group, Ltd. (Everest), is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in North America, Latin America, the UK & Ireland, Continental Europe and Asia Pacific regions. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Our most critical asset is our people. We offer dynamic training & professional development to our employees. We also offer generous tuition/continuing education reimbursement programs, mentoring opportunities, flexible work arrangements, and Colleague Resource Groups.
Everest has been a global leader in reinsurance with a broad footprint, deep client relationships, underwriting excellence, responsive service and customized solutions. Our insurance arm draws upon impressive global resources and financial strength to tailor each policy to meet the individual needs of our customers.
Our financial strength is evident in Financial Agency Ratings of: A+ A. M. Best, A+ S&P Global and A1 Moody's Investor Service. We are a market leader for our broad diversified income streams, strong underlying underwriting performance with reduced volatility and strong cash flow. We take pride in being known in the industry as nimble, entrepreneurial and responsive
About the Role:
The selected candidate will be responsible for developing a book of business and building out a team of underwriters for a suite of newly introduced Group Personal Accident insurance products including Group Corporate and Business Travel insurance (including Multinational BTA), as well as a range of non-Corporate Group Accident products including K-12 Student insurance, Amateur & Youth Sports, Volunteer, Day Care and Camp, and other related participant accident insurance segments. Candidate will directly develop, foster and manage retail broker and agent relationships to drive new business growth opportunities, and support the underwriting referral process with our Managing General Underwriting partners.
Everest seeks an individual who is driven and possesses an entrepreneurial mindset, thrives in a fast-growth and changing environment. This is an opportunity to scale a new accident insurance product segment within a larger, legacy portfolio of Accident & Health business and to be part of diversifying distribution, product and partnership capabilities, and contributing to enhancing overall shareholder returns.
Role Responsibilities
Underwrite New and Renewal Business Travel Accident, Out of Country Medical, Mandatory AD&D and Voluntary AD&D, and other Group Blanket/Participant Accident products (K-12 Student Accident, Amateur/Youth Sports, Volunteers, Day Care/Camps, and other related participant accident groups).
Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all New business and Renewals
Market-facing business development.
Collaborate with the National Distribution and Regional Executive Team to achieve new business goals.
Develop and foster strong relationships with distribution partners and other internal Everest stakeholders.
Provide excellent customer centric service to brokers through consistent, timely, and proactive and self-motivated approach.
Work closely with Home Office/Corporate Underwriting, actuarial, product development, claims and legal teams.
Assist in achieving renewal retention plan by issuing timely renewal notices, working closely with the broker through the renewal life cycle, and providing timely updates to the regional manager.
Ensure data and document repository systems are complete and accurate.
Ensure knowledge of and compliance with key regulatory, conduct and risk management responsibilities and ensure contract certainty on cases managed.
Take personal responsibility for career development and pro-actively keep up to date with industry and business issues and changes.
Job Requirements
Minimum 10 years production underwriting experience.
Proven track record of writing and managing Group (Corporate and Participant Accident). Working knowledge of Individual Personal Accident & Supplemental Health products a plus.
Strong technical/rating acumen in Accident insurance product space.
Strong commercial skills with the ability to handle multiple priorities, organize work and meet deadlines.
Excellent interpersonal communication skills, both written and oral
Customer and sales focused with a good understanding of the local and/or regional A&H market.
Possess Microsoft Excel, Word and Power Point skills.
Willingness to travel - 10%-25%, or as otherwise needed.
Tenacious, motivated and proactive.
For NYC Only: The base salary range for this position is $125,000 - $165,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location.
Our Culture
At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.
Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Diversity, Equity and Inclusion.
Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.
All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.
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Type: Regular
Time Type: Full time
Primary Location: Warren, NJ
Additional Locations: New York, NY, Philadelphia, PA
Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at everestbenefits@everestglobal.com.
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