To maximize customer profitability from FSIG and FI relationships, contribute to origination, structuring, and execution of fund finance transactions including but not limited to Fund level financing. Maintain governance and oversight of the Global Fund Finance book.
Business
Responsible for:
• Support senior transactors to originate, lead, structure and execute transactions that fit the overall Fund Finance mandate for FSIG and FI clients; • Achieve the quantitative and qualitative performance objectives set for the Fund Finance business; • Cultivate client relationships & prospect new financing opportunities through premier product & solution offering; • Support the development of new products and new structures to meet client needs and market trends; • Represent SC Fund Finance in the marketplace; provide connectivity with banks and market partisans of the products covered; • Establish and develop relationships with key stakeholders and relevant segment and product partners to efficiently and effectively deliver the product to our clients; maximize return by cross selling to other product groups; and • Monitoring of the global portfolio; ensure fund finance business conforms to the Global Underwriting Guidelines, the relevant Product Program Guidelines, and all policies and procedures. • Prepare financial models, credit memos, documentation to support contemplated transactions;
Key Responsibilities
Processes
• Origination and execution of transactions; • Business and credit application and approval processes; • Performance feedback and review processes; and • Portfolio maintenance, track and review processes.
Risk Management
• Balance financial performance with proper risk mitigation and compliance-driven culture; • Assume accountability for credit risk of subscription finance and other fund finance transactions in conjunction with GAMs and coverage teams.
Governance
• Follows Operating Procedure and Framework for Fund Finance business. • Adherence to Group's policies and procedures. • Ensure business model adheres to SCB values.
Skills and Experience
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct. • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. • Lead the global fund finance team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
Key stakeholders
• Global Head, Fund Finance team • GAMs • Regional Heads FSIG, GB • Global Head, FSIG
Qualifications
3-5 years of experience in commercial and/or investment banking or associated disciplines
Comprehensive knowledge of lending products, including subscription finance industry experience
Broad financing and capital markets product experience
Strong analytical, quantitative and credit underwriting skills
Prior execution experience; working with internal and external counterparties, including clients, legal counsels, peer banks and investors
Experience in reading, negotiating, and interpreting legal agreements, knowledge of security law in multiple jurisdictions
Market knowledge in Fund Finance market
Ability to work with a multi-disciplinary team of professionals
Business - Strategy and Model
Business - Market Knowledge
Business - Products and Processes
Financial - Balance Sheet Management
Sales - Prospecting
Sales - Account Planning
Sales - Client Pitching
Sales - Relationship Management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Expected annual base pay range for the role is 128,000 USD to 160,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
