Job Description:

We are seeking a Community Home Loan Originator - Outside Sales for the Home Loan Origination Department.

The primary responsibility of the Community Home Loan Originator is to act as the single point of contact for the member or potential borrowers through the home loan process establishing an exceptional member experience. They will proactively solicit new residential home loans that meet established loan quality and production goals while helping members or potential borrowers find the loan that best fits their financial needs. This will be achieved through developing and expanding relationships with builders, contractors, financial planners and/or personal network. 

Through their knowledge of our home loan products and other offerings as well underwriting expectations and items that may be required for loan approval the Community Home Loan Originator will be responsible for bringing new business to the credit union. 

If you have sales experience, you should apply right away!

Highlights:

• Establish relationships within the industry and maintain a pipeline of contacts that will serve as future source of business by promoting the Credit Union in the community and business events.


• Develop and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.


• Efficiently manage your pipeline by funding loans in a timely manner, following up on outstanding conditions, and following through with commitments and promises to members by meeting and exceeding their expectations.


• Develop training tools and materials to support home loan product knowledge for stakeholders and business partners.

Experience:

    Required

• Sales Experience


• 2 years of sales Residential Loan Lending or related field with a general knowledge of mortgages, basic mortgage calculations and definitions, mortgage underwriting and Texas equities

    Preferred

• Underwriting experience

Education:

    Required

• High School diploma or equivalent

    Preferred

• 4-year college degree

Licenses & Certifications:

    Required

• Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry

    Preferred

• NMLS Registered

Skills & Knowledge:

    Required

• Professional in appearance and conduct


• Time management skills and reliability - arrives on time to work and meetings, complete tasks and assignments within the required timeframe with the ability to plan, prioritize and self- manage


• Problem solving through independence and creativeness


• Sense of urgency and ownership


• Customer service oriented and member centric


• Detail oriented and organized


• Team player and works well with others, Contribute to a positive teamwork environment and high morale


• Proficient in Microsoft Office Suite (Excel, Work, Access, PowerPoint, Outlook)


• Active listening skills


• Verbal and written communication skills


• Supportive of Credit Human and management


• Be an advocate, by sharing ideas and providing suggestions for process improvement or improved member experience and also recommend changes to support organizational effectiveness


• Must be a highly motivated individual and possess a true entrepreneurial spirit

    Preferred

• Bilingual preferred

 

Schedule: Monday-Friday, 8:30 am-5:30 pm

Salary Range:  $75,987 to $82,412 Annually; could be higher, depending on experience, etc.

Level of Work: 2C

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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